Posts Tagged: FinTech

From API Doing to API Thinking In a Major Bank

From API Doing to API Thinking in a Major Bank

In any sizable organization, it’s hard to feel like you can make a difference with just your tech skills. There’s no surprise that software engineer Flavia Sequeira felt exactly that when she joined ING — the multinational banking firm with over 50,000 employees — in 2013. Read more

Creating a Microservices Framework at CIBC: A Case Study

Financial services is on the cusp of becoming an integral part of the API Economy. Market forces — both disruptive in terms of new offerings from FinTech and regulatory in the form of anti-competitive legislation — are resulting in an increasing number of financial service providers offering APIs. Read more

10 Payment APIs: Accept Credit Cards, Bank Accounts, BitCoin, and More

For the longest time, if you wanted to make or receive payments on the web, PayPal was the only option you had. Back then, the process wasn’t necessarily as user-friendly as it is today – but they did simplify how users could transfer money. Read more

Why Do FinTechs Want To Save Screen Scraping?

The European financial services industry is on the cusp of a technological revolution. Reforms like PSD2 and the CMA initiative in the UK are forcing traditional banking institutions to enter the API Economy as active participants.

Great news for the FinTech scene, one would think; at last the banking platforms are being opened up ready for third-parties to securely access a customer’s data without the need to screen scrape online banking interfaces (also frequently referred to as ‘direct access’). Read more

The API of Me

Here’s an interesting fact: If you live in the EU your personal data is yours. You are the owner of your data, a fact enshrined in law under the General Data Protection Regulations (GDPR). As owners of data and citizens of many economies — internet, application, information, API — we have a myriad of tools and technologies available to mine, mash up, and generally manage our data as we see fit. Read more