The personal data network, often referred to as the “API of Me” is a concept that has been around for a few years and aims to empower consumers by putting them in control of their data. One of the key data sources to help realise the benefit of the personal data network is bank account data which to date has been notoriously difficult to access without web scraping. However, initiatives such as PSD2 may motivate banks to deliver open APIs that will help unlock consumer. This talk takes a look at how open banking will spur the development of the API of Me and what benefit this might deliver for consumers.
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