Posts Tagged: Payments

The Brilliance of Spotify Internal APIs to Mitigate Payment Complexity

The Brilliance of Spotify Internal APIs to Mitigate Payments

Adding new layers of complexity within a digital service without sacrificing user experience is a difficult endeavor. Especially for platforms that accept online payments and subscription formats, maintaining support for an increasing number of payment methods is deceptively complex.

Users don’t want to think too much about the payment process. Read more

PSD2-Sanctions-Access-to-Personal-Banking-Data,-Amplifying-FinTech-Growth

PSD2 Sanctions Access to Personal Banking Data, Amplifying FinTech Growth

On the European FinTech stage, forthcoming initiatives and regulations will both disrupt and foster innovation in the banking sector of the API economy. The most significant of these is the Payment Services Directive 2 (PSD2), a new regulation that will apply across the European Union and is likely to result in a huge increase in the number of APIs for banking products. Read more